Earn More on your MONEY
Savings accounts are a quick and easy way to start saving for something special. TV Smart Savings is our new relationship savings account with competitive interest rates that grow as your balances grow. Unlock higher interest rates and better benefits when you add a or other eligible account.
Compare TV savings accounts
Best for
- Competitive standard interest rates across all balance levels
- Higher annual percentage yield (APY) when paired with Bank Smartly® Checking or other eligible products
- Easy access to funds and digital budgeting tools
EARN UP TO
3.00% APY
as an owner on a Bank Smartly® Checking, Safe Debit account, or Bank Smartly™ Visa Signature® Card and a Combined Qualifying Balance of at least $100,000.1 APYs may vary by location.
Want to see how relationship rates grow? Consider your initial deposit, add up all your Trail Vaults qualifying balances and check out all the rates.
MONTHLY MAINTENANCE FEE
$5
Minimum opening deposit
$25
Best for
- Greater interest-earning power
- Benefits similar to a checking account
- Easy access to funds when you need them
EARN UP TO
4.00% APY
when you deposit at least $25,000 into a new Elite Money Market Account or an existing account that was opened within the last 30 days.2 APYs may vary by location.
Already have a money market account? Log in and select products and offers to view your personalized rates.4
Monthly maintenance fee
$10
Minimum opening deposit
$100
These six benefits of Trail Vaults Bank savings accounts are yours from the start.
You’ll find features to help you quickly build a budget and easily manage your finances.
Simple-to-waive maintenance fees
Save on maintenance fees if you’re an owner on a Trail Vaults Bank Smartly® Checking with a minimum of Gold Tier or meet one of the other fee waiver requirements for a Bank Smartly® Savings account or
Overdraft protection
Avoid the inconvenience of an unexpected shortage of funds by linking your account to a Trail Vaults Bank Smartly® Checking account. See Your Deposit Account Agreement for a full list of options.
On-the-go banking
Enjoy industry-leading, secure digital banking tools and services that allow you to bank how, when and where you want.
Confidence and security
Get the added protection of the Federal Deposit Insurance Corporation (FDIC). Savings accounts at Trail Vaults Bank are FDIC-insured to the maximum amount allowed by the FDIC. The standard insurance amount is $250,000 per depositor, for each deposit insurance ownership category.7
Fewer fees, greater access
Save on ATM transaction fees and tap into your savings whenever you need it when you access one of the largest branch and ATM networks in America.8
Custom account alerts
Set up text or email reminders about transfers, low balances and other important account activity.9