Personal Loans
A Trail Vaults personal loan gives you the freedom to cover any expense at a fixed rate. Receive funds quickly in one lump sum and pay the loan back over a predictable monthly amount.
Find the personal loan that fits your needs
no collateral, Fixed-rate loan
Unsecured Loan
No collateral required. Interest rates range from 9.24% APR to 29.99% APR.
Maximum loan amount for existing customers is $50k.
use a Trail Vaults account
balance as
collateral
Deposit Secured Loan
Secure funds at a low, fixed interest rate with a Trail Vaults CD, savings or money market account.
Maximum loan amount is up to 100% of available balance in a deposit account securing it.
Use an rv, boat or utility vehicle as
collateral
Secured Installment Loan
Secure funds to purchase or refinance a recreational vehicle at a low, fixed rate.
Each vehicle type has an individual maximum loan amount ranging from $5k – $300k.
Why our Unsecured Loan is so popular
You get access to the full amount faster because there's no collateral required. There are no origination fees, you receive a fixed rate for the life of your loan and you could receive the funds the same day you're approved.
Fast and secure application process
Apply at your convenience for prompt funding
Current customers can apply for up to $50k by phone or in a branch.
Interest rates range from 9.24% APR to 29.99% APR
Competitive fixed rates based on amount, terms and credit score.
Application decisions in minutes
Complete a loan application to receive your loan options within the same day.
No origination fees
Submit an application without the worry of origination fees, application fess, or prepayment penalties.
Not sure a personal loan fits your needs?
If you're not sure how much money you need, when you'll need it or how long it may take you to repay funds, consider one of our most popular lines of credit - the Preferred Line of Credit.
