Minimum opening deposit

• $2,500 for CDs with terms of 7-89 days.
• $500 for CDs with terms of 90 days or longer.

Early withdrawal penalty

• Early withdrawal of funds may result in substantial penalty.

Available terms

7 days to 72 months

Rate is fixed for the term of the CD, but the Relationship Pricing rates are subject to change if the customer does not maintain relationship requirements.

How interest is calculated

• Compounded daily and paid according to the terms of the CD: Monthly, quarterly, semi-annually, annually or at maturity (if the term is 365 days or less).
• If the term is one year or greater, the interest is credited to the account quarterly unless interest disbursements are set up.
• Interest disbursements allow you to have the interest that your Trail Vaults CD earns automatically transferred to your Trail Vaults checking, savings or money market account.

• Can be automatically renewable. At maturity, the CD may renew for the same term automatically at the market rate at the time of renewal.
• Easy account access through Online Banking.
• Security of FDIC Insurance coverage up to the maximum amount permitted by law.

Make an in-branch or phone appointment now.