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Personal Banking - checking, savings, mortgage, loans and more

FDIC-Insured - Backed by the full faith and credit of the U.S. Government

We can help you build financial confidence

Checking accounts

Make everyday life easier with the right checking account.

Savings accounts

Start building your emergency savings fund and earn interest.

Credit cards

Earn rewards and build credit with a TV's credit card.

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Business banking

Open a new account and earn up to $1, 000.

Choose a business checking account with optional card payment processing.

Learn how
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Home equity loans & lines

Turn your project list into progress.

Learn more
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Home mortgage

Let's make your dream of homeownership a reality — together.

Get started today

Your path to financial confidence starts here

Let's build a Trail Vaults® personalized plan to help you achieve your financial goals.

Learn more about TVi Plan

Plan, track and achieve your goals in one place.

Trail Vaults app customer dashboard

Tap into the collective power of your finances.

  • Easily view your cash flow and track bills & subscriptions to budget better.

  • Grow your money faster with automated savings tools.

  • Manage your rewards and unlock more perks.

Download the app

We want to help you succeed

We are here to help you, whenever you need it, wherever you are. Be on the go with our mobile app and online services, or reach through any of quick mobile or in-person options for personalized caring service from our team.

The information provided herein is for general informational purposes only. It does not constitute an offer, commitment, or contract for any Trail Vault Bank product or service, nor does it amend or supersede the terms and conditions of any existing customer agreement. All customer agreements, disclosures, and pricing schedules govern and control their respective accounts, products, and services and may be updated at any time. Customers should refer to the applicable documentation for full details, including requirements, features, fees, charges, and pricing. All Trail Vault Bank products and services are subject to eligibility criteria, qualification requirements, credit approval, where applicable, and the payment of any associated fees.

Trail Vault Savings Account Eligibility & Annual Growth Bonus Program. To qualify for a Trail Vault Savings Account, customers must maintain an eligible Trail Vault Bank checking account. The minimum opening deposit for a Trail Vault checking account is $50. The minimum opening deposit for a Trail Vault Savings Account is $50, or $5 for accounts opened in-branch when enrolled in an automatic monthly savings transfer from a Trail Vault checking account. To earn the 1% Annual Growth Bonus, the following requirements apply: Customers must maintain an automatic transfer of at least $10 from a Trail Vault checking account to their Trail Vault Savings Account in at least 10 of the 12 calendar months preceding the account's anniversary month (“Account Anniversary Month”).

The bonus is calculated based on the average monthly balance for the 12 months preceding the Account Anniversary Month. Bonus payments will be deposited into the Trail Vault Savings Account by the second business day of the month following the Account Anniversary Month. The Trail Vault Savings Account must be open and active at the time the bonus is paid. The maximum annual bonus that may be earned is $100. Customers are responsible for any tax obligations associated with bonus payments. Fees may reduce the overall earnings on the account. The Annual Percentage Yield (APY) for the Trail Vault Savings Account and Trail Vault Preferred Checking Account is variable and may change at any time. Current APY and interest rate information is available upon request. Trail Vault Bank reserves the right to amend or terminate the bonus program at any time and may prorate bonus amounts at its sole discretion.

Third-Party Service Disclosure: Certain services are provided by Self Financial, Inc., an independent third-party provider. Enrollment is subject to Self’s terms and conditions, including eligibility requirements such as being 18 or older. Trail Vault Bank does not provide these services and makes no warranties or representations regarding performance or credit score outcomes. Individual results may vary. Not all lenders use credit scores influenced by rent, utility, or cell phone payment reporting. Not all payments may qualify for reporting. Rent payments may be reported to Experian, Equifax, and TransUnion; utility and cell phone payments may be reported to TransUnion only.

Trail Vault LockIt® Card Controls Disclosure: Trail Vault LockIt® controls enhance card security but may not block every type of transaction. The following categories will not be blocked: Transactions processed without standard authorization systems, Merchant-designated recurring transactions, Credits or refunds to the account, ATM deposits, Trail Vault Card loads, or ATM-initiated payments and transfers, ATM check cashing or account inquiries, Overdraft protection transfers originating from a Trail Vault Bank credit product. Trail Vault LockIt® is intended as an additional security feature and should not be relied upon as a sole method of fraud prevention.

Non-deposit products including investments, securities, mutual funds, insurance products, crypto assets and annuities:
  • Are not FDIC-insured
  • Are not bank guaranteed
  • May lose value
  • Are not deposits
  • Are not a condition of any banking activity
  • Are not insured by any government entity

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